Robert E. Kittrell, C.P.A., P.C.
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Stimulus Act
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Business Owner
Articles
Benefits and retirement plans
Benefit plans for small businesses
Retirement plans for small businesses
Understanding individual 401(k) plans
Decision Tools
Benefits and retirement plans
401(k) plans
Building a retirement plan for your business
Comparison of types of educational assistance
Individual 401(k) Illustration
Education Planning
Articles
529 plans
529 plans and financial aid eligibility
529 plans vs. other college savings options
529 plans: The ins and outs of contributions and withdrawals
Estate planning and 529 plans
The ABCs of 529 plans
Estate Planning
Articles
Estate planning basics
Estate planning--an introduction
Facing the possibility of incapacity
Gift and estate taxes
Trust basics
Wills--the cornerstone of your estate plan
Investment Planning
Articles
Choosing investment vehicles
Annuity basics
Creating an investment portfolio
Investing in bonds
Investing in stocks
Mutual fund basics
Other investments
The best ways to save for college
Understanding mutual fund share classes
Investment basics
Handling market volatility
Investment planning--the basics
Six keys to successful investing
Taxation of investments
Understanding investment terms and concepts
Understanding risk
Investment goals
Asset Allocation
Can I afford to send my child to college?
Dollar cost averaging
Decision Tools
Investment planning basics
Common investment mistakes to avoid
Consumer price index inflation calculator
Growth of annual deposits calculator
Simple rules for investing
Steps to financial planning success
What is your risk tolerance?
Taxes
Capital gains and dividends tax relief
Jobs and Growth Tax Relief Reconciliation Act of 2003: Highlights
FAQs
Creating an investment portfolio
Does a state savings plan allow me to choose my own investments?
How aggressive should I be when I invest for retirement?
How do I construct an investment portfolio that's right for me?
How long should I hang on to an investment?
How much of my portfolio should I keep in stocks?
How should I structure my retirement portfolio?
What recourse do I have if I'm unhappy with my state savings plan's investment performance?
What's the difference between how a state savings plan invests and how a prepaid tuition plan invests?
Investing basics
Is there any type of insurance that can protect against losses from investments?
Should I invest my extra cash or use it to pay off debt?
What is asset allocation and how does it work?
What is dollar cost averaging and how do I know if it's right for me?
What's the difference between growth investing and value investing?
Mutual funds
How does a 529 plan compare with investing in a mutual fund in my name?
Is it better to invest in a tax-free or a taxable mutual fund?
Should I invest in mutual funds or individual securities?
What is a mutual fund prospectus and how do I read it?
What is the difference between an open-end and a closed-end mutual fund?
Savings bonds
Are government savings bonds risk free?
Are savings bonds a good way to save?
Do series EE bonds offer any special advantages if used for college savings?
Stocks
Should I invest in mutual funds or individual securities?
Should I work with a stockbroker to buy individual stocks?
What are DRIPs?
What is a stock split?
Who do I call if I have a complaint about my stockbroker?
Taxes
How did the Jobs and Growth Tax Relief Reconciliation Act of 2003 change capital gains tax rates?
I have investment property. What does basis mean, and how do I determine the basis of my property?
Will I have to pay tax on my investment income?
Personal Finance
Articles
Financial basics
Establishing a budget
Getting started: establishing a financial safety net
Working with a financial advisor
Owning a home
Buying a home
Refinancing your mortgage
Selling a home
Tax benefits of home ownership
Your home as a source of dollars in retirement
Protection Planning
Articles
Annuities
Annuities and retirement planning
Shopping for an annuity
Tax planning for annuities
Tax-deferred annuities: are they right for you?
Variable annuities
Retirement Planning
Articles
Health care issues
Buying supplemental health insurance--Medigap
Coordinating long-term care insurance with government benefits
Health insurance in retirement
Medicare
Should you buy long-term care insurance?
Understanding long-term care insurance
Housing issues
Housing options for older individuals
Your home as a source of dollars in retirement
Saving for retirement
Retirement planning--the basics
Saving for retirement and a child's education at the same time
Understanding IRAs
Social Security
Social Security retirement benefits
Understanding Social Security
mdk@kittrellcpa.com